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  • Risk Assessment Report

    ADGM Legal Persons & Arrangements

    Registration Authority LPA Risk Report
    Money Laundering and Terrorist Financing Risk Assessment Report

    The ADGM Registration Authority (RA) presents the 2026 update of its Money Laundering and Terrorist Financing (ML/TF) Risk Assessment of ADGM Legal Persons and Arrangements (LPA) report, underscoring ADGM's committment to combating financial crime and maintaining an effective anti-money laundering and counter-terrorist financing  (AML/CFT) system within its jurisdiction.

    As part of the UAE’s AML/CFT framework, ADGM is required to identify, assess and understand the money laundering (ML) and terrorist financing (TF) risks associated with Legal Persons and arrangements established in its jurisdiction.

    ADGM’s legal framework provides for a wide range of different legal person types, including public and private companies, partnerships, and foundations. As a result, the ML/TF risks of ADGM Legal Persons and arrangements also differ, therefore requiring a granular identification and assessment of the specific ML/TF risks associated with ADGM's Legal Persons and arrangements.

    The UAE has a comprehensive National Risk Assessment (NRA) as well as a UAE national Legal Persons and Arrangements risk assessment (UAE LPA). The ADGM LPA risk assessment findings and report are designed to supplement and support the UAE LPA.

    The ADGM community and in particular financial institutions, company service providers, virtual asset service providers, designated non-financial businesses and professions, and other stakeholders engaging with ADGM LPA can utilise insights from the ADGM LPA report to enhance their risk assessments when engaging with ADGM entities.

    Key updates and findings since the 2024 risk assessment:

    • The RA saw a 72% increase in the number of LPAs operating in ADGM, growing to 12,302 at the end of March 2026.
    • The risk-scale methodology transitioned to a five‑point risk scale in 2026, improving analytical precision and alignment with the UAE NRA.
    • The 2026 assessment indicates that the overall ML/TF risk profile of ADGM LPA remains broadly stable compared to the 2024 assessment.

     

    Download the ADGM LPA report to learn more about ADGM’s comprehensive legal framework encompassing 17 distinct legal persons and arrangement types, the methodology behind the RA’s detailed risk assessment model and the RA’s findings and risk rating of each legal person and arrangement type in ADGM.

    Explore the report below or download it here.

    Related Publications
    ADGM Legal Persons & Arrangements Risk Assessment Report

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