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A platform that offers limitless opportunities and paves the way for a brighter future

Abu Dhabi boasts first-class infrastructure and unparalleled global connectivity, making it a premier international destination. Its exceptional qualities make it an ideal location to live, work, and conduct business.

Read about Abu Dhabi's lifestyle
Latest initiatives ADGM welcomes Al Reem Island businesses to its community 100 Days To Go: Abu Dhabi Finance Week’s 2023 Edition Expects Leadership of 3500+ Top Financial Firms from Over 100 Countries
Providing an environment that empowers the future

A financial centre that provides transparency, efficiency, and integrity, through its progressive frameworks, future focused infrastructure, all within a familiar independent legal jurisdiction – ADGM is the perfect platform for success.

Find out how to set up in ADGM
Latest news ADGM FSRA publishes a Discussion Paper on IT Risk Management Abu Dhabi’s Rapidly Changing Investment Landscape Debated at the Second Edition of “Asset Abu Dhabi” Hosted at ADFW 2023
Preserve our economies and environment for future generations

ADGM, the centre for a transparent and thriving sustainable finance ecosystem.

More about our Sustainability vision
Highlights ADGM, the Region's Leading Climate Finance Hub, Announces its Role as Principal Partner at COP28 ADGM Implements its Sustainable Finance Regulatory Framework
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Our community of business professionals, entrepreneurs, and investors can depend on ADGM to provide timely news and reliable insights.

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Upcoming events Abu Dhabi Finance Week (ADFW) 2023 ADSFF 2023 COP28 Edition
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At ADGM, we offer various support options, including contact details, FAQs, enquiry forms, and a whistleblowing form.

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Some of our FAQ topics
  • Getting started
  • Foundations regime
  • Resolution for incorporation
  • Existing auditors
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  • ACCESSADGM
  • Money Services Business

    Converting currency and transmitting money to individuals and corporates across the world

    Money Services Businesses (MSB) or payment services from ADGM provide clients with the ability to convert currency or transmit money to individuals and corporates across the world. This can include, but is not limited to, foreign exchange services, payment services or intermediary payment services via traditional payment methods, via the internet and mobile technology, and by using innovative Fintech solutions. Businesses looking to offer money services must adhere to strict know your customer (KYC), anti-money laundering and counter terrorism finance requirements in line with international treaties and undertakings. ADGM provides MSBs' with a strong English common law framework with game-changing fully digital courts, an arbitration center, a flourishing FinTech ecosystem and well-established links with financial institutions and regulators around the world.

    As a technology-first international financial center, ADGM offers the ability for MSB firms to link up with a wide and growing client population and market.  The UAE has one of the most diverse populations in the world and the demand for money services and remittance businesses is growing each year.

    Financial services entities are required to meet specific resource requirements, either designated as Controlled Functions, which require approval by the FSRA, or as Recognised Functions, which are appointed by the entity itself and notified to the FSRA. For more information refer to Chapters 5.3 and 5.4 in the ADGM General Rulebook (GEN).

    Entities that are either required or that want to have a physical presence, will find a wide range of Grade A office space on Al Maryah Island to choose from. The ADGM team will advise regarding office requirements on a case by case basis.

    Money Service Business is one of five Banking focused areas at ADGM. The other areas include Private Banking and Wealth Management, Investment BankingCorporate and Transaction Banking and Digital Banking.

    Why set up your Money Services business in ADGM

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    FinTech solutions

    Money services and payments are two of the most active areas in the FinTech sector, which can be very beneficial for MSB entities and their clients. ADGM is rated to be one of the world's leading FinTech jurisdictions by independent reviewers with a flourishing ecosystem and presence of numerous FinTech entities in ADGM's RegLab.
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    Product friendly

    ADGM prides itself on being a product friendly jurisdiction recognising that MSBs' require new and innovative solutions for ever-evolving money services, payments and operational needs, while providing a fast response time to international regulatory changes, helping MSBs' implement with minimal impact on ongoing business.
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    Rule of law

    A strong rule of law through the direct application of English common law, strong judiciary, speed of judgment facilitated by world's first e-Courts, seat of arbitration, and a strong system of enforceability of judgments
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    Full ecosystem

    ADGM offers a full ecosystem of legal, accounting and servicing firms and enables the optimisation of businesses.
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    Risk-based regulator

    ADGM is a business-friendly and risk-based regulator which welcomes engagement and helps support ideas for growing your business.

    Other Banking solutions

    Corporate and Transaction Banking

    ADGM has become a hub for Transaction Banks that provide corporate treasuries, governments and institutions with day to day operational and working capital financing needs. These include corporate banking, lending, trade finance, cash management and services supporting corporate treasuries.

    Private Banking and Wealth Management

    ADGM provides a perfect location for Private Banking and Wealth Management firms which focus on the needs of High Net-Worth (HNW) individuals and families who demand bespoke financial services with a high degree of customised advice & personal relationship management. This includes banking services, management of assets, financial services such as insurance, estate management and tax planning with concierge services.

    Investment Banking

    ADGM is home to Investment Banks (IB) that provide advisory and execution services to individuals, family offices, corporates and governments. Our services include raising capital by acting as an underwriter or as an agent to issue securities (either publicly or in private placement); advice on mergers & acquisitions and market making across all asset classes.

    Digital Banking

    The Digital Bank Licence from ADGM provides the ability to offer services in areas such as trade finance, small and medium enterprises (SME) lending and transactional accounts among others. Digital banking also promotes financial inclusion by extending services via innovative FinTech solutions to untapped, unbanked and underserved markets.

    ADGM has become a hub for Transaction Banks that provide corporate treasuries, governments and institutions with day to day operational and working capital financing needs. These include corporate banking, lending, trade finance, cash management and services supporting corporate treasuries.

    If you have questions or need any assistance, we're here to help
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